Global Real Estate & Economy Brief — 2025-11-16

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.24 (as of 2025-11-13)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-14
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• New York Lacked an Affordable Housing Portal. So These Teenagers Made One. — Teenagers created an affordable housing portal in New York, addressing a gap left by city officials.
• Bishop Arts District, an Eclectic Dallas Enclave — The Bishop Arts District in Dallas is experiencing significant development, enhancing its appeal as a vibrant neighborhood.
• $1.3 Million Homes in Spain’s Basque Country — In Spain's Basque Country, $1.3 million homes offer diverse options from classic apartments to contemporary houses.

🇪🇺 Europe

• UK government set to make support for asylum seekers ‘discretionary’ — The UK government plans to make asylum seeker support discretionary, targeting those who can work or have assets.
• Train worker who protected passengers in Huntingdon attack leaves hospital — Train worker Samir Zitouni, injured while protecting passengers during a stabbing, has been discharged from the hospital.
• Wes Streeting accused of ‘chaotic and incoherent approach’ to NHS reform — Wes Streeting faces criticism for a disorganized approach to NHS reform, jeopardizing the government's ability to meet health service targets.

🌏 Asia

• What's behind Rachel Reeves's 'hokey cokey' on income tax rises? — Rachel Reeves's reversal on income tax rises unsettled bond markets, impacting UK debt stability.
• What is the two-child benefit cap and how could it change? — The two-child benefit cap limits support for families with more than two children, affecting financial assistance since 2017.
• Trump rolls back tariffs on dozens of food products — Trump's executive order removes tariffs on various food products, aiming to alleviate price pressures amid economic challenges.

🎯 GPT Strategy

🇺🇸 United States

• **Position in Affordable Housing REITs**: Invest in REITs focused on affordable housing to capitalize on increasing demand and community-driven initiatives. *Risk: Regulatory changes may impact profitability.*
• **Explore Urban Development ETFs**: Consider ETFs targeting urban development in growing neighborhoods like Dallas' Bishop Arts District. *Risk: Market volatility could affect short-term returns.*
• **Diversify with International Real Estate Funds**: Look into funds focused on European markets, particularly in regions like Spain's Basque Country, for diverse housing options. *Risk: Currency fluctuations may impact returns.*

🇪🇺 Europe

• **Positioning Idea**: Consider investing in UK healthcare REITs, as ongoing NHS challenges may increase demand for private healthcare facilities.
• **Risk Note**: Regulatory changes could impact profitability.
• **Positioning Idea**: Explore ETFs focused on UK labor market resilience, as government policies may shift towards supporting employable asylum seekers.

🌏 Asia

• **Positioning Idea**: Consider investing in UK government bond ETFs to capitalize on potential stabilization as fiscal policies evolve.
• **Risk Note**: Monitor for further political shifts that may impact bond yields.
• **Positioning Idea**: Explore REITs focused on affordable housing to address increased demand from families affected by the two-child benefit cap.

Not financial advice. Educational insights only.