Global Real Estate & Economy Brief — 2025-11-17

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.24 (as of 2025-11-13)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-14
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• New York Lacked an Affordable Housing Portal. So These Teenagers Made One. — Teenagers created an affordable housing portal in New York, addressing a gap left by city officials.
• Bishop Arts District, an Eclectic Dallas Enclave — The Bishop Arts District in Dallas is experiencing significant development, enhancing its charm and walkability.
• $1.3 Million Homes in Spain’s Basque Country — In Spain's Basque Country, $1.3 million homes offer diverse options from classic apartments to contemporary houses.

🇪🇺 Europe

• Shabana Mahmood warns Labour MPs ‘dark forces are stirring up anger’ over migration — Shabana Mahmood cautions Labour MPs about rising tensions regarding migration amid concerns over significant changes to refugee rights.
• Man held on suspicion of murder after woman, 21, found dead in Welsh boatyard — A 29-year-old man has been arrested on suspicion of murder following the death of 21-year-old Corinna Baker in a Welsh boatyard.
• Roman Abramovich makes claim of ‘conspiracy’ against Jersey government — Roman Abramovich alleges a conspiracy against the Jersey government, potentially revealing details of his ongoing legal battle regarding his wealth.

🌏 Asia

• Nature is not a blocker to housing growth, MPs find — MPs conclude that current government measures fail to adequately support housing growth targets despite environmental considerations.
• Data centre in the shed reduces energy bills to £40 — Terrence Bridges highlights a shed-based data centre that significantly lowers energy costs while being eco-friendly.
• What is the two-child benefit cap and how could it change? — The two-child benefit cap limits financial support for families with three or more children, affecting benefits since 2017.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea:** Invest in affordable housing REITs to capitalize on increased demand for budget-friendly living solutions.
• **Risk Note:** Regulatory changes may impact profitability.
• **Positioning Idea:** Consider urban development-focused ETFs to benefit from revitalization trends in walkable neighborhoods like Dallas' Bishop Arts District.

🇪🇺 Europe

• **Positioning Idea**: Consider investing in UK-focused REITs that provide affordable housing, as migration tensions may increase demand for lower-cost living options.
• **Risk Note**: Regulatory changes could impact housing policies.
• **Positioning Idea**: Explore ETFs focused on European infrastructure, as legal disputes and political tensions may drive government spending on stability-enhancing projects.

🌏 Asia

• **Positioning Idea**: Invest in green REITs focused on sustainable developments to capitalize on the push for eco-friendly housing solutions.
• **Risk Note**: Regulatory changes may impact profitability.
• **Positioning Idea**: Consider ETFs targeting data center infrastructure, benefiting from energy-efficient innovations in the tech sector.

Not financial advice. Educational insights only.