Global Real Estate & Economy Brief — 2025-11-21

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.26 (as of 2025-11-20)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-20
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• Is a Global Housing Bubble About to Burst? — UBS reports a global housing bubble is unlikely, though certain markets remain at risk.
• Homes for Sale in Manhattan and Queens — Featured homes for sale this week are located in Manhattan's West Village, Chelsea, and Astoria.
• Don’t Tread on Frank: How One Man’s Yard Became a Battlefield — A local dispute highlights tensions between a homeowners' association and individual residents in a divided community.

🇪🇺 Europe

• Ofcom at risk of losing public trust over online harms, says Liz Kendall — Ofcom risks losing public trust if it doesn't effectively address online harms, warns Technology Secretary Liz Kendall.
• Keir Starmer defends trip to South Africa for G20 summit as budget looms — Keir Starmer defends his G20 summit trip, emphasizing investment for cost of living and support for Ukraine ahead of the budget.
• ‘Devastating to think of lives that could have been saved under different PM’, say Covid bereaved – as it happened — Covid bereaved express devastation over lives lost due to delays and inaction during Boris Johnson's pandemic response, as revealed in an inquiry.

🌏 Asia

• Vinted blocks 'sickening' sexually explicit ads — Vinted has removed sexually explicit ads, including a controversial video depicting a pornographic scene.
• US jobs saw surprising jump in September after slow summer — A delayed report reveals a surprising increase in US jobs for September after a slow summer.
• Channel Tunnel says UK investment 'non-viable' as it halts projects — The Channel Tunnel has halted projects, citing unsustainable taxation as a reason for non-viable UK investments.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea**: Invest in diversified REITs focused on urban markets to capture demand in resilient neighborhoods.
• **Risk Note**: Monitor local regulatory changes that could impact property values.
• **Positioning Idea**: Consider ETFs targeting suburban residential properties, as urban tensions may drive demand for more space.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in cybersecurity-focused ETFs to capitalize on increasing regulatory scrutiny and demand for online safety solutions.
• **Risk Note:** Regulatory changes may impact profitability.
• **Positioning Idea:** Explore infrastructure REITs that support investments in public services, as government focus on cost of living may drive funding in essential sectors.

🌏 Asia

• **Positioning Idea**: Consider investing in US-focused REITs to capitalize on the unexpected job growth, which may boost consumer spending and housing demand.
• **Risk Note**: Monitor potential economic slowdowns that could impact job stability.
• **Positioning Idea**: Explore ETFs focused on UK infrastructure to hedge against potential declines in investment due to taxation concerns.

Not financial advice. Educational insights only.