Global Real Estate & Economy Brief — 2025-09-05

🌍 At a Glance

• US Fed Funds Rate: 4.33 (as of 2025-08-01)
• US 30Y Mortgage: 6.5 (as of 2025-09-04)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-09-04
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• Why Are More Millionaires Renting Homes Instead of Buying? — The U.S. has seen a significant rise in millionaire renters, tripling from 2019 to 2023.
• The Teachers Lurking in Your Garden: Hungry Rabbits and Ancient Insects — Gardening offers a unique opportunity for hands-on learning about science and nature.
• D.I.Y. Repairs Turned Into a Gut Renovation in Philadelphia — A Philadelphia couple renovated their rowhouse twice to adapt to their changing lifestyle.

🇪🇺 Europe

• Thousands in England unable to access weight loss jabs via GP, figures reveal — Thousands in England struggle to access weight loss jabs as NHS rollout is deemed inadequate by doctors.
• UK failing Gaza by allowing jets with British parts to bomb hospitals, says surgeon — A surgeon claims the UK is failing Gaza by permitting British-part jets to bomb hospitals.
• Starmer must not meet Israeli president during UK visit, say Labour MPs — Labour MPs urge Keir Starmer to avoid meeting Israeli President Isaac Herzog during his upcoming UK visit.

🌏 Asia

• Jaguar Land Rover staff to stay at home in cyber attack fallout — Jaguar Land Rover is restoring its systems following a recent cyber attack, prompting staff to work from home.
• Trump's Fed pick says he will keep White House job — Stephen Miran's appointment to the Fed raises concerns among Democrats about potential White House influence.
• Trump's tariffs are pushing food and drink exporters closer to China — Trump's tariffs are driving food and drink exporters to seek closer ties with China, according to agricultural brokers.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea:** Invest in residential REITs focused on urban areas to capitalize on the growing trend of millionaire renters.
• **Risk Note:** Economic downturns could impact rental demand.
• **Positioning Idea:** Consider ETFs focused on home improvement and renovation sectors, as homeowners adapt spaces for evolving lifestyles.

🇪🇺 Europe

• **Positioning Idea**: Consider investing in healthcare REITs focused on outpatient facilities, as demand for weight loss treatments may drive growth.
• **Risk Note**: Regulatory changes could impact reimbursement rates.
• **Positioning Idea**: Explore ESG-focused funds that prioritize companies with humanitarian initiatives, as geopolitical tensions may increase demand for socially responsible investments.

🌏 Asia

• **Positioning Idea**: Consider investing in cybersecurity-focused ETFs as companies bolster defenses post-cyber attacks.
• **Risk Note**: Market volatility may arise from ongoing geopolitical tensions.
• **Positioning Idea**: Explore agricultural REITs or ETFs that benefit from increased exports to China amid tariff pressures.

Not financial advice. Educational insights only.