Global Real Estate & Economy Brief — 2025-09-26

🌍 At a Glance

• US Fed Funds Rate: 4.33 (as of 2025-08-01)
• US 30Y Mortgage: 6.3 (as of 2025-09-25)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-09-25
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• The Rise of ‘Accidental Landlords’ — Many homeowners are becoming 'accidental landlords' by renting out unsold properties.
• Homes for Sale in Manhattan and Brooklyn — Featured homes for sale this week include listings in Morningside Heights, Turtle Bay, and Downtown Brooklyn.
• Homes for Sale in Connecticut and New York — This week's highlighted properties include a four-bedroom in Darien and a five-bedroom in Bellmore.

🇪🇺 Europe

• Starmer to unveil digital ID cards in plan set to ignite civil liberties row — Keir Starmer's plan for mandatory digital ID cards faces backlash from civil liberties advocates amid concerns over privacy and illegal immigration.
• Actor Noel Clarke arrested at family home in London — Actor Noel Clarke has been arrested at his London home as police conduct a search, reportedly seizing a laptop and documents.
• Argyle Street ash in Glasgow wins tree of the year competition — The Argyle Street ash in Glasgow has been named Tree of the Year, triumphing over a notable oak in Wiltshire.

🌏 Asia

• Jaguar Land Rover restarts some IT systems after cyber-attack — Jaguar Land Rover is addressing payment backlogs as it restores IT systems following a cyber-attack.
• Vinted users furious over InPost UK parcel delays — Vinted users are frustrated with delays in parcel collection and transit from InPost UK lockers.
• Starbucks to close some US and UK stores — Starbucks plans to close underperforming stores in the US and UK as part of a cost-saving restructuring.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea**: Invest in residential REITs focusing on rental markets to capitalize on the rise of accidental landlords.
• **Risk Note**: Economic downturns may impact rental demand.
• **Positioning Idea**: Consider ETFs that target urban real estate markets, like Morningside Heights and Downtown Brooklyn, for potential growth.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in privacy-focused tech ETFs as digital ID debates may drive demand for secure data solutions.
• **Risk Note:** Regulatory changes could impact tech sector performance.
• **Positioning Idea:** Explore REITs focused on urban residential properties, as civil liberties discussions may influence housing policy and demand in cities.

🌏 Asia

• **Positioning Idea**: Consider investing in logistics-focused REITs to capitalize on the growing demand for efficient parcel delivery solutions.
• **Risk Note**: Economic downturns may impact consumer spending and logistics demand.
• **Positioning Idea**: Explore ETFs focused on consumer discretionary sectors, as restructuring efforts in major brands may create opportunities for growth.

Not financial advice. Educational insights only.