Global Real Estate & Economy Brief — 2025-10-24

🌍 At a Glance

• US Fed Funds Rate: 4.22 (as of 2025-09-01)
• US 30Y Mortgage: 6.19 (as of 2025-10-23)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-10-23
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• A Last Peek Inside One of New York’s Boldest Renovations — A decade-long renovation of a Minetta Lane mansion attracted long lines of visitors eager to see the architect's bold design.
• Are You Paying More Than 30% of Income on Housing Costs? — Census data reveals that many Americans are burdened by housing costs exceeding 30% of their income in certain regions.
• Homes for Sale in Manhattan and Brooklyn — This week's real estate listings feature homes for sale in Lenox Hill, South Harlem, and Bushwick.

🇪🇺 Europe

• Surge in UK savings lost to investment scams, with fake crypto thought to top the list — UK consumers lost £629m to investment scams in six months, with cryptocurrency fraud being the most prevalent.
• Windrush victims to get 75% of compensation up front in scheme overhaul — Windrush victims will receive 75% of their compensation upfront, including for lost pension contributions, under a scheme overhaul.
• Prostate cancer drug that can halve death risk to be offered to thousands in England — Thousands of men in England will gain access to darolutamide, a prostate cancer drug that can significantly reduce death risk.

🌏 Asia

• Expansion of airports put climate targets at risk, MPs say — MPs question if airport expansion's economic benefits justify its negative climate impact.
• Jaguar Land Rover cyber attack caused UK car production to slump by a quarter — A cyber attack on Jaguar Land Rover led to a significant drop in UK car production.
• Water companies told to refund £260m to customers for poor performance — Water companies must refund £260m to customers despite rising bills for infrastructure improvements.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea**: Consider investing in residential REITs focused on affordable housing to capitalize on high housing cost burdens.
• **Risk Note**: Economic downturns may impact rental income stability.
• **Positioning Idea**: Explore ETFs targeting urban redevelopment projects, as interest in bold architectural designs may drive demand in revitalized neighborhoods.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in healthcare REITs focused on oncology facilities, as increased access to cancer treatments may boost demand for specialized medical spaces.
• **Risk Note:** Regulatory changes could impact drug availability and healthcare funding.
• **Positioning Idea:** Explore ETFs focused on consumer protection and cybersecurity sectors, as rising investment scams highlight the need for enhanced security measures.

🌏 Asia

• **Positioning Idea:** Consider investing in green infrastructure REITs that focus on sustainable projects, balancing economic growth with climate responsibility.
• **Risk Note:** Regulatory changes may impact project viability.
• **Positioning Idea:** Explore ETFs focused on cybersecurity firms, as increased cyber threats drive demand for robust security solutions across industries.

Not financial advice. Educational insights only.