Global Real Estate & Economy Brief — 2025-11-12

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.22 (as of 2025-11-06)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-11
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• Today’s Yacht Buyer Is Younger, Richer and Increasingly American — Younger, wealthier American buyers are increasingly dominating the luxury yacht market.
• There’s a Real Estate Agent on My Condo Board. Isn’t That a Bad Idea? — Real estate agents on condo boards may lead to conflicts of interest and ethical concerns.
• $1.4 Million Homes in California — California offers diverse $1.4 million homes, including Craftsman, midcentury modern, and Spanish-style designs.

🇪🇺 Europe

• Reeves rejects plea for £1bn of extra cash to cover NHS redundancy payouts — Rachel Reeves has denied Wes Streeting's request for £1bn to fund NHS redundancy payouts for 18,000 staff.
• Domestic violence victims at risk under bill aimed at easing prison overcrowding, watchdog warns — A watchdog warns that a bill to ease prison overcrowding may endanger domestic violence victims by allowing violent partners to return unchecked.
• Witness in Prince Harry case against Mail publisher says his confession was false — A witness in Prince Harry's case claims his previous statement was forged, denying any illegal activity for the Daily Mail's publisher.

🌏 Asia

• Government to rethink rejection of Waspi compensation — Pensions Secretary Pat McFadden indicates a reconsideration of Waspi compensation, but payouts are not guaranteed.
• Andrew shuts down Pitch@Palace business — Andrew's closure of Pitch@Palace signifies his retreat from public engagements.
• UK unemployment rate rises to 5% as jobs market weakens — The UK unemployment rate has increased to 5%, the highest since 2021, amid a weakening jobs market.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea:** Consider investing in luxury real estate REITs to capitalize on the growing wealth among younger buyers.
• **Risk Note:** Market volatility may impact luxury segments.
• **Positioning Idea:** Explore diversified real estate ETFs focusing on California markets to leverage the appeal of diverse home styles.

🇪🇺 Europe

• **Positioning Idea**: Consider investing in healthcare REITs focused on senior living facilities, as NHS funding constraints may drive demand for private care alternatives.
• **Risk Note**: Regulatory changes could impact reimbursement rates and occupancy levels.
• **Positioning Idea**: Explore investments in residential REITs in urban areas, as potential prison reform may lead to increased demand for housing solutions.

🌏 Asia

• **Positioning Idea:** Consider investing in defensive REITs focused on healthcare and residential sectors to hedge against economic uncertainty.
• **Risk Note:** Monitor potential regulatory changes affecting healthcare funding.
• **Positioning Idea:** Explore ETFs targeting consumer staples, as rising unemployment may shift spending towards essential goods.

Not financial advice. Educational insights only.