Global Real Estate & Economy Brief — 2025-11-15

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.24 (as of 2025-11-13)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-14
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• New York Lacked an Affordable Housing Portal. So These Teenagers Made One. — Teenagers created an affordable housing portal in New York, addressing a gap left by city officials.
• Bishop Arts District, an Eclectic Dallas Enclave — The Bishop Arts District in Dallas is experiencing significant development, enhancing its charm and walkability.
• $1.3 Million Homes in Spain’s Basque Country — In Spain's Basque Country, $1.3 million homes offer diverse options from classic apartments to contemporary houses.

🇪🇺 Europe

• Sara Cox completes five-marathon challenge and raises £9.5m for Children in Need — Sara Cox's five-marathon challenge raised over £9.5m for Children in Need, covering 135 miles in five days.
• Global markets struggle after tech sell-off and fears over Chinese economy — Global markets are facing volatility following a tech sell-off and concerns about the Chinese economy.
• Man charged after ‘fake admiral’ seen at Remembrance Sunday event — A man has been charged for unlawfully wearing a military uniform at a Remembrance Sunday event in North Wales.

🌏 Asia

• What's behind Rachel Reeves's 'hokey cokey' on income tax rises? — Rachel Reeves's reversal on income tax rises unsettled UK bond markets, impacting the chancellor's efforts to attract investors.
• What is the two-child benefit cap and how could it change? — The two-child benefit cap limits financial support for families with more than two children, affecting benefits since 2017.
• Trump rolls back tariffs on dozens of food products — Trump's executive order removes tariffs on various food products, aiming to alleviate price pressures amid economic challenges.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea**: Invest in affordable housing REITs to capitalize on increasing demand for budget-friendly living solutions.
• **Risk Note**: Regulatory changes could impact profitability.
• **Positioning Idea**: Consider urban development-focused ETFs to benefit from revitalization trends in walkable neighborhoods like Dallas' Bishop Arts District.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in defensive REITs focused on healthcare and residential sectors to hedge against market volatility.
• **Risk Note:** Economic downturns may impact rental income.
• **Positioning Idea:** Explore ETFs focused on consumer staples to capitalize on stable demand amid market fluctuations.

🌏 Asia

• **Positioning Idea:** Consider investing in UK government bond ETFs to capitalize on potential stabilization as market reactions settle.
• **Risk Note:** Monitor for further political developments that could impact bond yields.
• **Positioning Idea:** Explore REITs focused on family housing to benefit from increased demand as families navigate financial constraints from the two-child benefit cap.

Not financial advice. Educational insights only.