Global Real Estate & Economy Brief — 2025-11-23

🌍 At a Glance

• US Fed Funds Rate: 4.09 (as of 2025-10-01)
• US 30Y Mortgage: 6.26 (as of 2025-11-20)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-11-21
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• $790,000 Homes in the Dominican Republic — Two charming homes in Samaná and a villa in Jarabacoa are available for $790,000.
• Is a Global Housing Bubble About to Burst? — UBS reports a global housing bubble is unlikely, though certain markets face higher risks.
• Homes for Sale in Manhattan and Queens — This week features properties for sale in Manhattan's West Village, Chelsea, and Astoria.

🇪🇺 Europe

• Four top Labour figures could beat Starmer in a leadership race, poll finds — A poll indicates Andy Burnham, Ed Miliband, Angela Rayner, and Wes Streeting could defeat Keir Starmer in a Labour leadership contest.
• Relief for rail passengers as fare freeze in England announced for 2026 — England will see its first rail fare freeze in 30 years, announced by the chancellor for 2026 to ease commuter costs.
• Reeves to announce £1.5bn boost in EV subsidies amid pay-per-mile concerns — Rachel Reeves plans to announce a £1.5bn increase in EV subsidies, despite concerns over a potential mileage tax consultation.

🌏 Asia

• Rail fares to be frozen in England next year — England will freeze regulated rail fares next year, marking the first time in 30 years without annual price increases.
• EV grant scheme boost worth £1.3bn expected in Budget — The upcoming Budget may boost the EV grant scheme by £1.3bn, but new taxes for electric vehicle owners could be introduced.
• Daily Mail publisher agrees to buy Daily Telegraph for £500m — The Daily Mail's publisher is negotiating to acquire the Daily and Sunday Telegraph for £500 million.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea:** Consider investing in diversified real estate ETFs focused on urban markets to capture potential growth in high-demand areas like Manhattan.
• **Risk Note:** Urban markets may face volatility due to economic shifts.
• **Positioning Idea:** Explore REITs specializing in vacation rentals, particularly in emerging markets like the Dominican Republic, to capitalize on international tourism.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in UK transport infrastructure REITs, as rail fare freezes may boost commuter usage.
• **Risk Note:** Economic downturns could impact ridership and revenue.
• **Positioning Idea:** Look into green energy ETFs, as increased EV subsidies signal government support for sustainable transport.

🌏 Asia

• **Positioning Idea:** Consider investing in UK infrastructure-focused REITs, as stable rail fares may enhance commuter traffic and property values.
• **Risk Note:** Economic downturns could impact overall demand.
• **Positioning Idea:** Explore ETFs focused on the EV sector, as increased grants may drive growth, despite potential new taxes on EV owners.

Not financial advice. Educational insights only.