Global Real Estate & Economy Brief — 2025-12-07

🌍 At a Glance

• US Fed Funds Rate: 3.88 (as of 2025-11-01)
• US 30Y Mortgage: 6.19 (as of 2025-12-04)
• ECB Policy Rate: 2.0 [FRED:ECBDFR] as of 2025-12-05
• BoE Bank Rate: 4.00 (as of 2025-08-07)

🇺🇸 United States

• Trompe l’Oeil Wallpaper Is the Latest Trick to Elevate Your Home — Trompe l’Oeil wallpaper creates an illusion of depth, enhancing the aesthetic appeal of interior spaces.
• What Kind of Homeowners’ Insurance Do You Need in a Co-op? — New York co-op residents may need to list their co-op and management as additional insured on homeowners' insurance.
• In a Brooklyn Apartment, D.I.Y. Holiday Décor That Crosses Cultures — A Brooklyn couple blends Thai and German influences in their D.I.Y. holiday décor, showcasing cultural diversity.

🇪🇺 Europe

• Zelenskyy to meet Starmer at Downing Street to discuss US draft peace deal — Zelenskyy will meet Starmer, Macron, and Merz to discuss Ukraine's postwar security and a US draft peace deal.
• Farage dodges press as he unveils Reform’s first peer after Conservative defection — Nigel Farage unveiled Reform UK's first peer while avoiding press questions about antisemitism allegations.
• Senior DWP civil servant blames victims for carer’s allowance scandal — A senior DWP official attributed the carer’s allowance scandal to claimant failings, despite reports highlighting departmental shortcomings.

🌏 Asia

• Failed Sarah Ferguson-backed app received £1m taxpayers' money — The vVoosh app, supported by Sarah Ferguson, failed despite receiving £1 million in taxpayer funding.
• Five takeaways from the blockbuster Netflix-Warner Brothers deal — The Netflix-Warner Brothers deal, while appearing straightforward, is filled with complexities reminiscent of a Hollywood drama.
• Jamie's Italian to return six years after collapse — Jamie Oliver is reviving Jamie's Italian in the UK, six years post-collapse, with backing from Prezzo's team.

🎯 GPT Strategy

🇺🇸 United States

• **Positioning Idea**: Invest in home improvement and décor ETFs to capitalize on the growing interest in aesthetic enhancements.
• **Risk Note**: Economic downturns may reduce discretionary spending.
• **Positioning Idea**: Consider REITs focused on urban multifamily housing to benefit from co-op insurance changes and increased demand for rental properties.

🇪🇺 Europe

• **Positioning Idea:** Consider investing in European defense sector ETFs to capitalize on increased security discussions post-Ukraine conflict.
• **Risk Note:** Geopolitical tensions may lead to volatility.
• **Positioning Idea:** Explore UK-focused REITs that cater to social housing, as government scrutiny on welfare may drive demand for affordable housing solutions.

🌏 Asia

• **Positioning Idea:** Consider investing in UK retail REITs, as the revival of Jamie's Italian may signal a resurgence in dining and consumer spending.
• **Risk Note:** Economic uncertainties could impact consumer confidence and spending.
• **Positioning Idea:** Explore media and entertainment ETFs, as complex deals like Netflix-Warner Brothers may drive consolidation and innovation in the sector.

Not financial advice. Educational insights only.